UNCLAIMED AMOUNT UNDER VARIOUS POSTAL SAVINGS SCHEMES
GOVERNMENT OF INDIA
MINISTRY OF COMMUNICATIONS AND INFORMATION TECHNOLOGY
DEPARTMENT OF POSTS
RAJYA SABHA
UNSTARRED QUESTION NO.179
TO BE ANSWERED ON 24TH APRIL, 2015
UNCLAIMED AMOUNT UNDER VARIOUS POSTAL SAVINGS SCHEMES
179. SHRI D. RAJA:
Will the Minister of COMMUNICATIONS AND INFORMATION TECHNOLOGY be pleased to state:
(a) whether thousands of crores of rupees are held up in post offices as unclaimed amount in the post office savings, Public Provident Fund accounts etc.;
(b) if so, the details under various schemes and the main reasons therefor;
(c) whether the main reason therefor is name of nominee not given at the time of opening the account and hassles of completing other court procedures for claiming the amount by the dependents of the deceased account holders; and
(d) if so, the measures proposed to be taken to make the procedure to claim the amount by genuine dependents hassle-free?
ANSWER
THE MINISTER OF COMMUNICATIONS AND INFORMATION TECHNOLOGY
(SHRI RAVI SHANKAR PRASAD)
(a) Yes Sir.
(b) Scheme-wise figures are given in Annexure. Main reason for unclaimed amount is non withdrawal of money by depositors after maturity of their investment in Small Savings Schemes, discontinued long back.
(c) No Sir.
(d) Does not arise in view of (c) above.
Scheme – wise details of unclaimed amount in Post Office Savings Bank
| S. No. | Scheme | Amount in Rs. crores |
| 1 | Mahila Samriddhi Yojna | 3.10 |
| 2 | Fixed Deposit | 24.20 |
| 3 | 15 year Cumulative Time Deposit | 12.54 |
| 4 | Indira Vikas Patra | 894.59 |
| 5 | National Development Bonds | 0.18 |
| 6 | National Defence Certificate | 0.22 |
| 7 | 10 years National Defence Deposit Certificate | 0.54 |
| 8 | 10 years National Plan Savings Certificate | 0.31 |
| 9 | 5 years National Savings Certificate | 60.02 |
| 10 | National Savings Certificate (III) | 1.13 |
| 11 | National Savings Certificate (IV) | 3.78 |
| Total | 1000.61 |
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