Friday, November 24, 2017

PLI- BONUS RATES AS ON 31-03-2016

Central Government Employees Group Insurance Scheme-1980-Table of Benefits for the saving fund for the period from 01.10.2017 to 31.12.2017 : Ministry of Finance

7th CPC CLASSIFICATION OF POSTS – GAZETTE NOTIFICATION DT.9.11.2017

Classification of Civil Posts under CCS(CCA) Rules – Gazette Notification
MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS 
(Department of Personnel and Training)
ORDER
New Delhi, the 9th November, 2017

S.O. 3578 (E).— In exercise of the powers conferred by the proviso to article 309 of the Constitution read with rule 6 of the Central Civil Services (Classification, Control and Appeal) Rules, 1965 and in supersession of the notification of the Government of India in the Ministry of Personnel, Public Grievances and Pensions (Department of Personnel and Training) number S.O. 2079(E), dated the 20th August, 2014, except as respects things done or omitted to be done before such supersession, the President hereby directs that with effect from the date of publication of this Order in the Official Gazette, all civil posts except persons serving in the Indian Audit and Accounts Department under the Union, shall be classified as follows :-

Explanation – For the purpose of this Order, ‘Level’ in relation to a post means, the Level specified in third row of Part A of the Schedule to the Central Civil Services (Revised Pay) Rules, 2016.

[F. No. 11012/10/2016-Estt.A-III]
GYANENDRA DEV TRIPATHI, Jt. Secy


No.25-04/2012-PE-I (Vol.II)
Government of lndia
Ministry of Communications
Department of Posts
(PE-I Section)

Dak Bhawan, Sansad Marg,
New Delhi – 110001
Dated: 10th November, 2017
To,
All Heads of Circles,
Subject: Cadre Restructuring of Group ‘C’ employees in Department of Posts.
Sir/Madam,
The Cadre Restructuring Order of Group ‘C’ employees was issued vide this office letter of even number dated 27.05.2016. Later on, some Circles requested for further clarification, which were issued vide this office letter of even number dated 11.11.2016. However, Circles still faced with problems while implementing the orders.

2. Issues like norms for allotment of number of LSG posts, instructions for identification of surplus LSG posts other than C and B class POs, identification of HSG-I (NFG) posts, divisionalisation of LSG Cadre, relaxation of minimum qualifying service for promotion to HSG-II and HSG-I and date of effect of the orders etc. needed further clarification.

3. Therefore, on representation of various Staff Unions to the Secretary (Posts) regarding the issues arising out of implementation of Cadre Restructuring, a Committee was constituted vide Office Order of even number dated 09.06.2017, under the Chairmanship of Sh. Charles Lobo, CPMG Karnataka Circle and DDG (Estt), PMG (M&BD), Chennai and PMG, Pune Region as its members to examine all such issues. The Committee after thorough consultation, including one with the staff representatives, submitted its report on 22.09.2017.

4. The recommendations of the Committee, as accepted by the Competent Authority, are as under:-

4.1 Uniform Guidelines for identifying the surplus LSG posts other than Single Handed and Double Handed (C and B Class) Post Offices:

(i) Treasurer posts should not be identified for upgradation as Treasurer posts are PA posts with special cash handling allowance.

(ii) The posts of System Administrator, Marketing Executive, DO (PLI) etc. are not cadre specific posts. Therefore, any suitable official can be deployed against these posts.

(iii) As per the Recruitment Rules, the PAs of Foreign Posts are recruited separately and trained for Foreign Post. But on promotion to LSG they are transferable to other LSG posts on postal side and vice versa. Hence extending the benefit of cadre restructuring to officials of Foreign Post in LSG and above cadres is in order as far as foreign post is concerned. Only Mumbai Foreign Post is treated as separate Foreign Post unit.

(iv) The present cadre restructuring order is not applicable to RLO. Hence RLO staff should not be included in cadre restructuring.

(v) After upgrading C and 8 class SPM posts to LSG remaining LSG posts allotted to the Circle can be utilized as per functional requirement. The officials occupying these restructured LSG posts will have either or both supervisory and operative responsibilities as per allocation ofwork by competent authority.

(vi) The SPMs posts of C and B class post offices are upgraded to LSG without following the LSG norm of 5:1. Therefore, it is not practicable to prescribe the norm for other restructured LSG posts. Number of posts to be created in each office will be as per functional requirement.

(vii) Accountants are Postal Assistants only who have passed the PO & RMS Accountants examination. They are eligible for promotion as per Recruitment Rules. Norm based LSG accountants posts can be upgraded to HSG II within the number of posts allotted to the circle.

(viii) The post of Accountant in Divisional Office can be upgraded to LSG. If there is more than one post of Accountant in HPOs, some may be upgraded to LSG while leaving some others for time scale Accountants.

(ix) More Posts may be identified in bigger offices like HPOs and MDGs. It is not possible to specify the number of posts as the staff strength and functional requirements vary from office to office. Thereafter PM Grade-III/HSG I pre restructured HPOs may be given preference for creation of posts. PM Grade II/HSG II HPOs, PM Grade III/HSG I MDG, PM Grade II/ HSG II SO/MDG, (all pre restructured) may be preferred for creation of posts in that order based on functional requirement. Circles should ensure that the posts are not disproportionately concentrated in a few offices/cities.

(x) In charge CPC, Foreign post (except Mumbai Foreign Post), PSD and CSD or other offices can be considered for upgradation of posts to LSG.

(xi) If Circles are left with surplus LSG posts, then limited number of posts in Divisional Office and important delivery offices may be identified for upgradation.

(xii) All the posts of SPMs in B and C class offices should be upgraded to LSG and all LSG norm based and A class offices should be upgraded to HSG II as a result of the implementation of the orders.

4.2 Identification of NFG posts in HSG I: Only 10 percent of HSG I posts i.e. 235 posts have been approved for NFG scale. Therefore it is not possible to promote all HSG I officials who are completing 2 years of service in HSG I. Although there is need to identify these posts for promotion from HSG l, in order to avoid inconvenience to staff in the initial stage and purely as a temporary measure, the officials can be given NFG on the basis of seniority wherever they are posted in HSG l by upgrading the HSG I post to NFG and simultaneously downgrading the NFC position to HSG-I elsewhere. In due course of time the posts need to be identified.

4.3 LSG Cadre: The Committee examined the issue of Divisionalization of LSG Cadre. The Committee observed that there are some mofussil Divisions which have more B and C class offices now upgraded to LSG but are having very less HSG II and HSG I offices. On the other hand there will be city Divisions where the number of B and C class post offices now upgraded to LSG are very less. Divisionalization will provide less opportunity for staff of these divisions to get LSG promotion and in turn affect their HSG promotions. The Divisionalization will create promotional disparity between employees in different Divisions. Therefore, the Committee’s recommendation not to Divisionalize LSG cadre has been accepted. It will remain a circle cadre. However, for better management of transfer and postings and to minimize inconvenience to the staff, Circle would allot officials to Regions for further allotment to Divisions, which in turn shall issue the posting orders in case. of the LSG officials and rotational transfer orders thereafter till such time that they remain allotted to that Division by the Region. At any time the Circle or Region may allot these LSG officials to any other Region or Division respectively.

4.4 Revision of Leave Reserve (LR) strength consequent upon upgradation to LSG. It has been observed that consequent on cadre restructuring the LR strength would be considerably reduced. The Committee observed that the postmaster in restructured LSG grade working in B and C class offices have to do operative work. Similarly restructured LSG PAs in other post offices have to do operative/supervisory work. Therefore, the Committee’s recommendation that considering the PA strength and the restructured LSG strength for calculation of LR strength will be in order, has been accepted.

4.5 Date of Effect of the Orders and completion of restructuring: For the sake of uniformity, the promotion will be effective from the date of issue of the original order dated 27.05.2016 as per existing instructions on the subject. It will be applicable to all eligible officials including those who were in service but now retired.

5. The rationalization of posts, as recommended by the Committee and accepted by the Competent Authority, is attached as Annexure-I.

6. In view of the above, all the Circles are requested to take immediate necessary action to implement the Cadre Restructuring of Group ‘C’ employees, keeping in view the above instructions without any further delay. All attempts should be made to complete the exercise of conducting DPCs by 31.12.2017 and the whole exercise, including transfer/posting Orders, must be completed by 31.01.2018.

Yours faithfully
sd/-

(Tarun Mittal)
Asstt. Director General (PE-I)

Surrender of PLI/RPLI Polices : Clarification

Calling willingness / unwillingness from ASPOs to work in PS Group B Cadre on adhoc basis : Andhra Pradesh Circle

Monday, November 20, 2017

Amendments in various statutory rules of Small Savings Schemes by Ministry of Finance ( DEA) regarding : Department of Post








Registering of Email IDs of CGHS beneficiaries : Ministry of Health & Family Welfare

Eligibility of widowed/divorced daughter for grant of Family Pension clarification – DESW Orders dt. 17.11.2017

No.1(9)/2013-D(Pen/Policy)
Government of India
Ministry of Defence
Department of Ex-Servicemen Welfare
New Delhi -110011
Dated 17th November, 2017
To

The Chief of the Army Staff
The Chief of the Naval Staff
The Chief or the Air Staff

Subject: Eligibility of widowed/divorced daughter for grant of Family Pension clarification.

The undersigned is directed to state that the provision for grant of family pension to a widowed/divorced daughter beyond the age of 25 years has been made vide GoI, Ministry of personnel, P.G. & Pensions, Department of Pension & Pensioners Welfare 0M No.1/19/03-(E) dated 2S.08.2004 Circulated vide GoI MOD letter No.878/A/D(Pen/Sers)/04 dated 21.09.2004 applying the same provision to the Armed Force Personnel.

2. It was clarified vide Government of India, Ministry of Personnel, P.G- & Pensions, Department of Pension & Pensioners Welfare OM No.1/13/09-P&PW (E) dated 11.09.2013 circulated vide MOD ID No.1(9)/2013/D(Pen/Pol) dated 16.09.2015, the family pension is payable to the children as they are considered to be dependent on the Government servant/pensioner or his/her spouse. A child who is not earning equal to or more than the sum of minimum family pension and dearness relief thereon is considered to be dependent on his/her parents. Therefore, only those children who are dependent and meet other conditions of eligibility for family pension at the time of death of the Government servant or his/her spouse, whichever is later, are eligible for family pension. If two or more children are eligible for family pension at that time, family pension will be payable to each child on his/her turn provided he/she is still eligible for family pension when the turn come. Accordingly, divorced daughters who fulfil other conditions are eligible for family pension if a decree of divorce had been issued by the competent court during the life time of at least one of the parents.

3. Grievances were being received from various quarters that the divorce proceedings are a long drawn procedure which take many years before attaining finality. There are many cases in which the divorce proceedings of a daughter of Government employee/pensioner had been instituted in the competent court during the life of one or both Government employee/pensioner & spouse, but none of them was alive by the time the decree of divorce was granted by the competent authority.

4. The matter has been examined in this department and it has been decided that the clarification “grant family pension to a divorced daughter in such cases where the divorce proceedings had been filed tn a competent court during the life time of the employee/pensioner or his/her spouse but divorce took place after their death-provided the claimant fulfils all other conditions for grant of family pension. In such cases, the family pension will commence from the date of divorce” given by Government of India. Ministry of Personnel, P.G. & Pensions’, Department of Pension & Pensioners Welfare vide 0M No.1/13/09- P&PW (E) dated 19.07.2017 would also apply mutatis mutandis to divorced daughters of Armed Force personnel.

5. This issues with the concurrence of the Finance Division of this Ministry vide their ID No.10(09)/2015/Fin/Pen dated 17.10.2017.

6. Hindi version will follow.
sd/-
(Manoj Sinha)
Under Secretary to the Govt. of India

Source: http://www.desw.gov.in/

Minimum Pay and Fitment Formula will not come under National Anomaly Committee

Minimum Pay and Fitment Formula will not come under National Anomaly Committee
IMPORTANT
LATEST POSITION REGARDING MINIMUM PAY AND FITMENT FORMULA — GOVT INFORMED STAFFSIDE NATIONAL COUNCIL JCM THAT INCREASE IN MINIMUM PAY AND FITMENT FORMULA WILL NOT COME UNDER ANOMALY COMMITTEE ITEM.
During the last 2 – 3 months both print and electronic media are continuously reporting that increase in 7th CPC Minimum Pay and Fitment Factor is under serious consideration of the Govt. and National Anomaly Committee will give its recommendation to Govt. and orders for increased Minimum Pay and Fitment Formula will be given effect from April 2018. We are reproducing below a letter from Govt. dated 30.10.2017 addressed to Secretary, Staff Side , National Council JCM stating that the demand for increase in Minimum Pay and Fitment Formula will not come under the purview of National Anomaly Committee. Further Govt. has not yet constituted the HIGH LEVEL COMMITTEE for increasing Minimum Pay and Fitment Formula as assured by the Group of Ministers including Home Minister Sri Rajnath Singh, Finance Minister Shri Arun Jaitley on 30.06.2016. The so-called Senior Officers Committee has also not discussed this agenda even though staff Side has repeatedly demanded discussion and settlement as per the assurance given by Senior Cabinet Ministers. Now 17 months are over. 32 lakhs Central Govt. Employees and 33 lakhs Pensioners are being continuously betrayed by the NDA Govt.
M. Krishnan
Secretary General
Confederation
Mob. & Whats App: 09447068125
Email: mkrishnan6854@gmail.com

Mandatory use of Digital Signature – CPAO Orders dt.14.11.2017

CPAO/IT&Tech/Revision(7th CPC)/19.Vol.III(E)/2017-18/147
14.11.2017
Office Memorandum

Subject: Mandatory use of Digital Signature — Regarding.

Reference is invited to this office 0M No.CPAO/lT&Tech/Revision(7th CPC)/19.Vol-lll/2016-17/37 dated 25.05.2017 followed by 0M No. CPAO/lT&Tech/Revision (7th CPC)/19.Vol-lll(B/E)/2016-17/127 dated-25.09.2017 on the above subject. In unavoidable circumstances only, PAOs were allowed to process the pension cases manually to avoid delay.

It has been observed that PAOs are still sending manual authorities to CPAO even Where e-revision authorities could be sent under digital signature through e-revision utility.

Now, to expedite the settlement of revision cases in a time bound manner it has been decided to discontinue the processing of the pension of 7th CPC revision cases manually by PAOs except in exceptional circumstances where the Pension Revision cannot be processed electronically should be processed manually and forwarded to CPAO with counter signature of CCAs/CAs/ AGs/Administrators Of UTs With valid reasons.

All Pr. CCAs/CCAs/CAs/AGs/Administrators of UTs are requested to instruct their PAOs to process the revision authorities accordingly.

This issues with the approval of the competent authority.


sd/-
[Md.Shahid Kamal Ansari]
(Asstt. Controller of Accounts)
Authority: http://cpao.nic.in/


//copy//

Wednesday, November 15, 2017

Highlights of Group C cadre restructure review committee report dated 10.11.17

Cadre restructure should be completed by 31.01.18 at all circles. Our all demands are accepted including non divisionalisation of LSG cadre which may create severe seniority issues.
Date of promotion would be 27.5.16 to all to maintain the uniformity at all circles.
No upgradation of ME/System admin posts but any LSG/HSG II/HSG I officials can be posted in those posts.


As per the office status and work load LSG posts can be identified and posted irrespective of 5PAs:1 LSG concept.

Here after LSG posts means not only for supervisor posts, as per the mdw they have to work operative work also.

In Tamilnadu circle, LSG Trr posts will be again downgraded to PA cadre and those officials have to be work as LSG in PM Grade II /HSG II above offices with PA and supervisory works as per that post MDW.

LSG officials posted at A class /PM Grade I offices shall be transferred to other offices. 

RECOMMENDATIONS OF THE SEVENTH CENTRAL PAY COMMISSION - IMPLEMENTATION OF DECISION RELATING TO THE GIANT OF CHILDREN EDUCATION ALLOWANCE

CLICK HERE FOR COPY OF THE ORDER

House Building Advance 2017 Rules as per 7th CPC - Silent Features

Press Information Bureau
Government of India
Ministry of Housing & Urban Affairs
09-November-2017 18:33 IST
House Building Advance 2017

The Government has revised the House Building Advance (HBA) rules for Central Government Employees incorporating the accepted recommendations of the 7th Pay Commission. Following are the salient features of the new rules:-

1. The total amount of advance that a central government employee can borrow from government has been revised upwards. The employee can up to borrow 34 months of the basic pay subject to a maximum of Rs. 25 lakhs (Rs. Twenty Five Lakhs only), or cost of the house/flat, or the amount according to repaying capacity, whichever is the least for new construction/purchase of new house/flat. Earlier this limit was only Rs.7.50 lakhs.

2. Similarly, the HBA amount for expansion of the house has been revised to a maximum of Rs.10 lakhs or 34 months of basic pay or cost of the expansion of the house or amount according to repaying capacity, whichever is least. This amount was earlier Rs.1.80 lakhs.

3. The cost ceiling limit of the house which an employee can construct/ purchase has been revised to Rs.1.00 crore with a proviso of upward revision of 25% in deserving cases. The earlier cost ceiling limit was Rs.30 lakhs.

4. Both spouses, if they are central government employees, are now eligible to take HBA either jointly, or separately. Earlier only one spouse was eligible for House Building Advance.

5. There is a provision for individuals migrating from home loans taken from Financial Institutions/ Banks to HBA, if they so desire.

6. The provision for availing ‘second charge’ on the house for taking loans to fund balance amount from Banks/ Financial Institutions has been simplified considerably. ‘No Objection Certificate’ will be issued along with sanction order of HBA, on employee’s declaration.

7. Henceforth, the rate of Interest on Housing Building Advance shall be at only one rate of 8.50% at simple interest (in place of the earlier four slabs of bearing interest rates ranging from 6% to 9.50% for different slabs of HBA which ranged from Rs.50,000/- to Rs.7,50,000/-) .

8. This rate of interest shall be reviewed every three years. All cases of subsequent tranches/ installments of HBA being taken by the employee in different financial years shall be governed by the applicable rate of interest in the year in which the HBA was sanctioned, in the event of change in the rate of interest. HBA is admissible to an employee only once in a life time.

9. The clause of adding a higher rate of interest at 2.5% (two point five percent) above the prescribed rate during sanction of House Building Advance stands withdrawn. Earlier the employee was sanctioned an advance at an interest rate of 2.5% above the scheduled rates with the stipulation that if conditions attached to the sanction including those relating to the recovery of amount are fulfilled completely, to the satisfaction of the competent authority, a rebate of interest to the extent of 2.5% was allowed.

10. The methodology of recovery of HBA shall continue as per the existing pattern recovery of principal first in the first fifteen years in 180 monthly instalments and interest thereafter in next five years in 60 monthly instalments.

11. The house/flat constructed/purchased with the help of House Building advance can be insured with the private insurance companies which are approved by Insurance Regulatory Development Authority (IRDA).

12. This attractive package is expected to incentivize the government employee to buy house/ flat by taking the revised HBA along with other bank loans, if required. This will give a fillip to the Housing infrastructure sector.

***

Cadre Restructuring of Group 'C' employees in Department of Posts

Friday, November 10, 2017

CENTRAL TRADE UNION & INDEPENDENT FEDERATIONS RELAY DHARNA IN DELHI - 9TH NOV 2017

CENTRAL TRADE UNIONS AND INDEPENDENT FEDERATIONS HAVE DECIDED TO GO AHEAD WITH MAHA DHARNA AFTER TALKS WITH LABOUR MINISTER.

The Joint Platform of Central Trade Unions, comprising Central Trade Union Organisations and all major industry/establishment wise federations have decided to stage three days’ mass dharna before Parliament against the anti-worker, anti-people and anti-national policies of the Central Govt on 9-11 November 2017. The Joint Trade Union Platform represents workers and employees from all major sectors of industries and services viz., coal, steel, transport, telecom, petroleum, electricity, port & docks, engineering, construction, scheme-workers etc and employees of Central Govt and state govt, Railways, banks, insurance, defence production, etc. This ‘mahapadav’ is intended to demand the government to concede the unanimous demands which the joint trade union movement has been raising since the last over eight years. It is a step towards preparation for the next higher phase of united struggles including indefinite countrywide strike action, if the government continues to ignore the demands of the workers and proceed with its pro corporate agenda.

The anti-people and anti worker policies of Govt at the centre are inflicting horrific miseries and hardships on the crores of common people from every walk of life. Unemployment is getting aggravated with every passing day, calling the bluff on the Modi Govt’s promise of generating additional two crore employment every year. In fact employment generation has already turned negative following the increasing phenomenon of closure and shut-down of industries. Demonetisation, under the utterly false pretext of curbing black money, had further depressed wages and perpetuated closure of industries. It has shattered the entire economy, particularly the unorganised sector, the SME sector and the small traders and peasants in turn adversely impacting the lives, wages and earnings of crores of toiling people. Even after one year, the economy is yet to recover from its damaging impact. Hasty implementation of GST had further aggravated the miseries of people through fuelling price rise and jeopardising services, trade and various occupations. Despite the sharp fall in international price of crude oil, the government refuses to pass on the relief to the common people; instead, the prices of petrol, diesel and cooking gas are continuously increased resulting in cascading effect on the prices of all essential commodities.

The Govt has been arrogantly ignoring the 12 point charter of demands including minimum wage, social security and workers’ status and accompanying benefits for the scheme workers; it is going ahead with privatisation and mass scale contractorisation. The constitutional and statutory provisions for ensuring ‘same wages and benefits for same work’ are being denied to contract workers despite Supreme Court’s categorical judgment. The Govt has recklessly embarked upon privatisation of all public utility services like health, education, transport, Indian Railways, financial services electricity, water etc through multiple routes including whole sale outsourcing. It has allowed 100% FDI in almost all sensitive sectors including defence production, railways, oil, minerals, port and dock etc. It is destroying indigenous production capabilities to serve the interests of MNCs, under the dubious veil of “Make in India” slogan. The national interests are being severely compromised through such disastrous moves.

In addition, in order to promote “ease of doing business”, the Govt has embarked on arrogant pro-employer amendments of all labour laws aimed at imposing conditions of slavery on the working people. Already, the text of the Code on Wages Bill, Code on Industrial Relations Bill, Code on Social Security Bill, Factory (Amendment) Bill etc are in public domain. All these are designed to push the overwhelming majority of workers and employees out of the regulatory purview of most of the labour laws, curb workers’ right to form unions and protest/agitate including right to strike, and dismantle whatever existing meagre social security provisions.

Simultaneously, the communal forces, with the open and active patronage of the Govt and ruling polity are carrying out a dubious divisive and disruptive campaign to spread hatred among people, killing innocent people, particularly from the most downtrodden sections. The country is witnessing the conspiracy to create unprecedented disruption in the unity of the toiling people of the country. Trade unions are fighting against such disastrous designs of spreading poison of disruption in the society.

The Govt’s response to the 12 point charter of demands, in the meeting with all central Trade Unions called by the Labour Ministry on 7th November 2017, remains virtually negative on all counts reflecting their bias against the interests of the mass of the working people.

In totality, the policies of the Govt are destructive towards the interests of the workers, farmers and the common people at large and also against the national interest.

Representing the workers who generate the GDP and the wealth for the country, the true patriotic people concerned about welfare of all sections of toiling people, the Joint platform of united trade union movement is in a struggle to save the people and the country and force a reversal of the anti-people and anti-national policy regime. This determination is getting reflected in numerous struggles, agitations and strikes in various sectors of the economy, both organised and unorganised, during the intervening period. Lakhs of workers from all over the country and across the sectors are going to converge in the massive three days dharna before the Parliament on 9-11 November 2017 to pave the way for further heightened resistance struggle in the days to come to reverse and defeat the anti-people and anti-national policy regime in order to save the country and the people.

      INTUC | AITUC | HMS | CITU | AIUTUC | TUCC |

SEWA | AICCTU | LPF| UTUC
 
 
 
 

Revision of monitory limit for reporting the loss / fraud cases to police - reg

Linking Aadhaar with insurance policies mandatory: IRDAI


New Delhi, Nov 8 (PTI) Regulator Irdai today said linkage of the unique identity number Aadhaar with insurance policies is mandatory and asked insurers to comply with the statutory norms.

"The Authority clarifies that, linkage of Aadhaar number to Insurance Policies is mandatory under the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017," the Insurance Regulatory and Development Authority (Irdai) said.

The government in June had notified the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017 making Aaadhar and PAN/Form 60 mandatory for availing financial services including insurance and also for linking the existing policies with the same.

In a communication to all life and general insurance companies, Irdai said the rules have "statutory force" and as such they have to implement them without awaiting further instructions.

Commenting on the communication, MD and CEO of ICICI Lombard Bhargav Dasgupta said it is a progressive and logical step towards creating a unified platform for financial services and at the same time promote the government's digitisation agenda.

"While there may be some short term challenges to overcome, we see significant long term benefits in terms of preventing frauds and streamlining the KYC process," he said.

There are 24 life insurance companies and 33 general insurers (including standalone health insurers) operating in the country.

Simplification of procedure for treatment in private hospitals empanelled under CGHS/CS(MA) Rules, 1944

Monday, November 6, 2017

Income Tax Calculator 2017-2018

Instructions
1) Don't change any formulas
2) Data Entry Should be done only in Yellow Colored Cells in Data Entry Sheet & IT Sheet

3) Print only page no 1 of IT Sheet & Declaration to avoid printing of navigation buttons.

4) Empty Declaration form enclosed for printing hard copy
Please click below link to download IT Calculator for FY 17-18

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